Hail season can bring storms that damage roofs across entire DFW suburbs in minutes. What you do in the next few days affects your claim and the quality of the repair.
Day 1–3
- Photograph roof, gutters, siding, windows, screens, fences, AC fins and vehicles, with dates
- Tarp any active leaks
- Call your insurer to open a claim and note your deductible type (flat or percentage)
Choosing a roofer
- Favor established local companies with a physical address and local references
- Ask for proof of insurance and any manufacturer certifications
- Get the estimate itemized so it can be compared to the adjuster's scope
- Remember: Texas law prohibits contractors from waiving or rebating your deductible
During the work
- Confirm the city permit is pulled
- Ask about decking replacement pricing in advance
- Get a final invoice, warranty documents and photos of the underlayment and flashing
Frequently asked questions
How long do I have to file a hail claim in Texas?
Policies set deadlines, often one to two years from the date of loss. Check your policy and file as soon as you can.